Banking Frontier 2026 · International Banking Summit

The show board for five days of banking in Amsterdam

23–27 November 2026 · Holiday Inn Amsterdam — Arena Towers, Amsterdam, Netherlands. The organiser publishes 49 programme entries over 5 days in two rooms. This board reproduces the published listing and sends every action to the official event site.

Show board · 23–27 November 2026 · all times Central European Time (CET)
Day	Date	Published theme	Rooms	Opening	Entries
01	Monday 23 November 2026	AI & Trusted Finance	Main Stage (Room A · strategy) / Innovation & Implementation (Room B · delivery)	Desk opens 08:30 · first entry 08:30	15 entries
02	Tuesday 24 November 2026	Identity & Cyber Resilience	Main Stage (Room A · strategy) / Innovation & Implementation (Room B · delivery)	Desk opens 08:45 · first entry 08:45	16 entries
03	Wednesday 25 November 2026	Payments & Digital Assets	Main Stage (Room A · strategy) / Innovation & Implementation (Room B · delivery)	Desk opens 08:45 · first entry 08:45	20 entries
04	Thursday 26 November 2026	Customer Growth & Platform Banking	Main Stage (Room A · strategy) / Innovation & Implementation (Room B · delivery)	Desk opens 08:45 · first entry 08:45	23 entries
05	Friday 27 November 2026	Future-Proofing Banking 2027–2030	Main Stage (Room A · strategy) / Innovation & Implementation (Room B · delivery)	Desk opens 08:45 · first entry 08:45	17 entries

Board figures are the organiser's own published counts: 67 people on the roster, 31 countries, 49 entries, 5 days.

Five day plates

One plate per published day. The theme text is the organiser's own; the hours come from the published show times.

Day 1 plate

AI & Trusted Finance

Monday 23 November 2026 · Central European Time (CET)

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

Registration 08:30 · programme from 09:00 · Networking reception ends 15:45

09:00–09:30 AI governance & model risk
09:00–09:30 AI governance with a special emphasis on Agentic Systems
09:30–10:00 Data, AI enablement & intelligent automation for bank operations
10:00–10:30 Scaling AI responsibly: leadership playbook for AI risk & compliance

15 published entries on this day across Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

Day 2 plate

Identity & Cyber Resilience

Tuesday 24 November 2026 · Central European Time (CET)

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

Registration 08:45 · programme from 09:00 · Networking reception ends 15:30

09:00–09:30 Corporate digital identity management
09:30–10:00 Digital trust in AI-led banking · risk, audit and cyber oversight at board level
09:30–10:00 User centricity in cybersecurity · UX research and behavioural science
10:00–10:30 Custody, governance and operational controls for digital assets

16 published entries on this day across Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

Day 3 plate

Payments & Digital Assets

Wednesday 25 November 2026 · Central European Time (CET)

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

Registration 08:45 · programme from 09:00 · Networking reception ends 16:30

09:00–09:30 Instant payments and interoperability
09:00–09:30 The new payments landscape · instant, interoperable, invisible and built on trust
09:30–10:00 Digital wallets and biometric payments · customer experience and secure authentication
10:00–10:30 Moving Money — how banks think · the new role of the Chief Payment Officer

20 published entries on this day across Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

Day 4 plate

Customer Growth & Platform Banking

Thursday 26 November 2026 · Central European Time (CET)

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

Registration 08:45 · programme from 09:00 · Networking reception (see live agenda)

09:00–09:30 Human-AI banking experience
09:00–09:30 AI-augmented service and product-led banking at scale
09:30–10:00 Present and Future of Digital Transformation in Islamic Banking
09:30–10:00 Omnichannel banking leadership and customer growth in Czech and regional banking

23 published entries on this day across Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

Day 5 plate

Future-Proofing Banking 2027–2030

Friday 27 November 2026 · Central European Time (CET)

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Registration 08:45 · programme from 09:00 · Farewell coffee ends 15:45

09:00–09:30 Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities
09:00–09:30 Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk
09:30–10:00 Systemic threats and stress testing · post-quantum readiness
09:30–10:00 Payment systems regulation, consumer protection and future payment rails

17 published entries on this day across Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery).

One picture, and what it is

Working session at a previous Zenith Group event — Plate 01 · Delegates at tables during an earlier conference.

Photographed at previous events organised by Zenith Group. Banking Frontier 2026 takes place 23-27 November 2026.

Shown because it is a genuine picture of the organiser's earlier work. It is not a picture of this summit, and it is not evidence of who will attend, sponsor or exhibit in November.

Roster directory

Twelve entries from the published roster of 67, printed with the role and organisation the organiser lists for each person. Nothing is added.

Gladson BabyVice President & Director of Data & AI EnablementFifth Third Bank · United StatesAI & Risk
Stephan WolfChair of the Board, Verifiable.Trade Foundation; Leadership Team, LEI WorldwideLEI Worldwide / Verifiable Trade Foundation · GermanyAI & Risk
Ines GensingerHead of Global Corporate CommunicationsGlobal Legal Entity Identifier Foundation (GLEIF) · GermanyIdentity & Trust
Victor RiveraPartnerAluna Partners Ltd · United KingdomBanking
Mantas JanaviciusBoard MemberInvestuotoju asociacija · LithuaniaStrategy
Justin PeschSenior Sales ManagerPAIR Finance · NetherlandsAI & Risk
Michał NiwińskiCo-founder and Head of TechnologyComputershare · PolandInnovation
Zsofia KovacsEfficiency Advisor, Group Organisation & OperationsKBC Bank & Verzekering · BelgiumInnovation
Zafer ErgezenHead of Business Support ServicesGarantiBank International NV · NetherlandsBanking
Viktoria SolteszFounder & CEOPSP Angels · CyprusInnovation
Wan HalimHead of Global Shariah GovernanceCrédit Agricole CIB · United Arab EmiratesCompliance & Risk
Christoffer KokHead of Division, Stress Test Experts — Horizontal Line SupervisionEuropean Central Bank · GermanyCompliance & Risk

The complete official roster of 67 people

Complete timetable

All 49 published entries, with the times and rooms as printed by the organiser. Where the organiser lists no attribution the cell is left blank rather than filled in.

Day 1 · Monday 23 November 2026 · AI & Trusted Finance
Time (Central European Time (CET))	Room	Published entry	Attributed to
08:30–09:00	All rooms	Registration, welcome coffee & executive networking Badge collection, event app access, room orientation. Curated introductions between banks, fintechs and strategic partners.	—
09:00–09:30	Main Stage	AI governance & model risk Define what trusted AI-driven finance means for banks in 2027–2030. Link customer value, transparency and control to scalable AI adoption. Address model risk, explainability and governance guardrails.	Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy
09:00–09:30	Innovation & Implementation	AI governance with a special emphasis on Agentic Systems Move from isolated AI pilots to enterprise-wide architecture and delivery. Align data foundations, leadership sponsorship and operating model change. Measure AI ROI across productivity, risk, cost and customer outcomes.	Oliver Maspfuhl · Head of Anti Financial Crime Modelling Germany & EMEA · Deutsche Bank · Germany
09:30–10:00	Innovation & Implementation	Data, AI enablement & intelligent automation for bank operations Link data enablement, intelligent automation and system integration to operational performance. Identify automation opportunities that reduce manual work without weakening control. Use AI-enabled workflows to improve consistency, speed and traceability.	Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US
10:00–10:30	Main Stage	Scaling AI responsibly: leadership playbook for AI risk & compliance AI is rapidly moving from pilot phase into broad deployment within banks. Setting up guardrails and continuous monitoring become essential to stay in control. The regulator should be taken along the AI journey — they need to be guided.	Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands
10:00–10:30	Innovation & Implementation	AI Governance: mitigating the risks of AI to unlock its true value Turn AI governance from policy documentation into daily operating practice. Clarify ownership across model risk, compliance, technology and business lines. Build evidence trails, control towers and continuous monitoring routines.	Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK
10:30–11:00	Main Stage	AI-driven banking by 2030: from transformation ambition to measurable execution Translate AI, data and digital transformation strategy into bank-wide execution. Identify the capabilities required for AI-driven banking by 2030. Link leadership alignment, governance and value measurement.	Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia
10:30–11:00	Innovation & Implementation	From Process Scans to Scalable Execution: Building Human & Machine Operating Models Re-imagine key processes according to future needs. Build operating models of human & machine working together in scalable, efficient setup. Real case examples from the Groupwide Transformation Program at KBC Group.	Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium
11:00–11:30	All rooms	Networking break Refreshments, peer exchange, targeted 1:1 meetings. Preparation for AI operating-model sessions.	—
12:00–12:30	Main Stage	Case study: AI & machine learning in operations and fraud detection Explain where AI and machine learning create value across operations and fraud detection. Identify model, data and control requirements for safe deployment in regulated banking. Move from alert-heavy monitoring toward actionable operational intelligence.	Hassan Omidi Firouzi · VP, Applied AI ML Lead · JPMorgan Chase & Co. · US
12:30–13:00	Main Stage	Human resilience in AI-driven banking Explore why human resilience becomes critical as banks adopt AI-driven operating models. Support leadership, adaptability and change readiness across transformation teams. Reduce fatigue and resistance during technology-led change.	Dilek Süzal · Leadership Coach · BetterUp · Austria
12:30–13:00	Innovation & Implementation	Credit risk management, related modelling and stress testing in an era of trade wars: the AI solution Convert fragmented data into reusable business data products. Link payments, credit, fraud, stress testing and customer insights. Improve data ownership, quality and governance for AI use cases.	Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
13:00–14:00	All rooms	Networking lunch Hosted lunch with speaker and delegate introductions. Informal discussions around AI adoption, operations and governance.	—
14:00–15:15	All rooms	Afternoon panel discussions Multi-bank panels on AI scaling, governance, and human resilience across both rooms.	—
15:15–15:45	All rooms	Networking reception Day 1 closes with informal networking and partner meetings.	—

Day 2 · Tuesday 24 November 2026 · Identity & Cyber Resilience
Time (Central European Time (CET))	Room	Published entry	Attributed to
08:45–09:00	All rooms	Chairperson opening Frame the day around identity, cyber resilience and real-time trust. Highlight key questions for senior banking, risk and security leaders.	—
09:00–09:30	Main Stage	Corporate digital identity management Position digital identity as core banking infrastructure, not a back-office utility. Explore wallet-based identity, verified credentials and organisational identity. Support cross-border onboarding and trusted customer access.	Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany
09:30–10:00	Main Stage	Digital trust in AI-led banking · risk, audit and cyber oversight at board level Link AI-led banking with board-level risk, audit, compliance and cyber oversight. Define how digital trust can be governed across customer journeys and internal operations. Assess cyber and control questions when AI becomes embedded in banking.	Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey
09:30–10:00	Innovation & Implementation	User centricity in cybersecurity · UX research and behavioural science Examine deepfakes, synthetic identities and evolving scam typologies. Use liveness, device trust and behavioural analytics for real-time defence. Strengthen digital provenance and evidence for disputes.	Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK
10:00–10:30	Main Stage	Custody, governance and operational controls for digital assets Define the custody and control requirements for regulated digital-asset operations. Strengthen governance across wallets, keys, reconciliation and transaction oversight. Manage operational, counterparty and compliance risks across digital-asset workflows.	Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK
10:00–10:30	Innovation & Implementation	Continuous identity assurance Scale passkeys and phishing-resistant authentication across channels. Design recovery journeys that do not weaken security. Move beyond one-time KYC toward continuous assurance.	Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands
10:30–11:00	All rooms	Networking break Coffee and 1:1 meetings. Peer exchange on digital identity, cyber and fraud priorities.	—
11:00–11:30	Main Stage	Cloud resilience and concentration risk in regulated banking Assess cloud resilience as a board-level operational-risk priority. Map concentration, supplier and recovery risks across critical banking services. Improve monitoring, testing and continuity planning for cloud-based environments.	Eran Goldman Malka · Cloud Security Manager · European Depositary Bank SA · Luxembourg
11:00–11:30	Innovation & Implementation	Navigating AI, Operational Resilience and Regulatory Evolution (DORA) Address DORA-driven resilience challenges, third-party dependencies and concentration risk. Improve AI governance and board-level cyber-risk oversight. Combine real-time incident management with informed decision-making and root-cause remediation.	Ricardo Galvao · ICT Risk, Processes & Quality · NOVO BANCO · Portugal
11:30–12:00	Innovation & Implementation	Fraud accountability: governance, liability and customer-protection controls Clarify fraud accountability across business, operations, compliance and technology. Prepare for evolving liability expectations and customer-protection standards. Strengthen monitoring, reporting and escalation for fraud-risk decisions.	Ezra Dulberg · Associate Director · BDO UK · UK
12:00–12:30	Innovation & Implementation	From compliance cost to competitive advantage: trusted organisational identity Move from periodic checks to persistent identity confidence. Apply assurance across mobile, web, call centre and branch journeys. Include organisational identity and counterparty trust in the model.	Alexandre Kech · Executive · GLEIF · Germany
12:30–13:00	Main Stage	From compliance cost to competitive advantage · in practice Show how organisational identity can become a business enabler. Link LEIs, verifiable credentials and wallet ecosystems to bank onboarding. Reduce friction in corporate KYC, payments and supply-chain finance journeys.	Ines Gensinger · Head of Global Corporate Communications · GLEIF · Germany
12:30–13:00	Innovation & Implementation	Case study: DLT and its influence on payments and bank operating models Assess how DLT can change settlement, reconciliation and payment operating models. Identify how tokenised rails may improve transparency, efficiency and trust. Discuss control, governance and adoption barriers for banks.	Ishtiaq Ahmed · Senior Manager, Strategic Revenue Development · HSBC · UK
13:00–14:00	All rooms	Networking lunch Identity, fraud and cyber specialists. Discussion on bank readiness for wallets, passkeys and cyber resilience.	—
14:00–15:00	All rooms	Afternoon panel: DORA, AMLA & the future of digital trust Multi-bank panel on regulatory readiness, fraud accountability and DLT trust frameworks.	—
15:00–15:30	All rooms	Networking reception Day 2 closes.	—

Day 3 · Wednesday 25 November 2026 · Payments & Digital Assets
Time (Central European Time (CET))	Room	Published entry	Attributed to
08:45–09:00	All rooms	Chairperson opening	—
09:00–09:30	Main Stage	Instant payments and interoperability Frame the payments, wallets and digital-assets agenda. Link market infrastructure, regulation and customer expectations. Set priorities for payment leaders and banking executives.	Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK
09:00–09:30	Innovation & Implementation	The new payments landscape · instant, interoperable, invisible and built on trust Assess instant payments, ISO 20022 richness and real-time expectations. Embed risk management and fraud controls into payment innovation. Build trust across interoperable and invisible payment journeys.	Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway
09:30–10:00	Innovation & Implementation	Digital wallets and biometric payments · customer experience and secure authentication Evaluate wallet orchestration and acceptance strategies. Explore biometric payments and stronger authentication models. Link embedded payments with customer journey redesign.	Mihai Draghici · Founder & CEO · PayByFace · Romania
10:00–10:30	Innovation & Implementation	Moving Money — how banks think · the new role of the Chief Payment Officer Move beyond compliance APIs toward commercial Open Finance value. Improve consent, data reuse and platform strategy. Define the emerging role of the Chief Payment Officer.	Viktoria Soltesz · Founder · PSP Angels · Cyprus
10:30–11:00	Main Stage	Open Finance and financial-institution growth · emerging markets, innovation and scale Explore how Open Finance can support growth for banks and financial institutions. Link API strategy with customer value, partnerships and financial access. Assess the data, consent and trust foundations needed for Open Finance adoption.	Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia
10:30–11:00	Innovation & Implementation	Case study: Open Finance · practical lessons and implementation insights Move beyond Open Banking APIs toward broader Open Finance value creation. Explore consent, data sharing and customer-owned financial journeys. Identify commercial use cases across retail, SME and platform banking.	Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey
11:00–11:30	All rooms	Networking break Peer exchange on instant payments, wallets and Open Finance.	—
11:30–12:00	Main Stage	Open Finance strategy · data access and commercial ecosystem design Position Open Finance as a growth strategy rather than a compliance project. Identify how customer-permissioned data creates new products and partnerships. Build trust, consent and value exchange into data-sharing journeys.	JP Fabri · Founding Partner · Seed · Malta
12:00–12:30	Main Stage	Corporate payment business: PSD3 · instant payments and fraud accountability Translate PSD3 and PSR developments into bank priorities. Strengthen SCA, liability management and fraud accountability. Address corporate payments and scheme-evolution requirements.	Ulrich Loof · Senior Expert Transaction Management · DZ BANK AG · Germany
12:00–12:30	Innovation & Implementation	A2A payments and European scale · growth, adoption and cross-border reach Explain how Wero and A2A payments reshape European scale. Assess implications for banks, fintechs and merchant journeys. Evaluate commercial models for account-to-account adoption.	Arash Marandi · Business and Operations · Zaver · Sweden
12:15–12:45	Main Stage	Future of digital wallets · bank readiness and customer expectations Assess how digital wallets are changing product strategy and customer engagement. Identify governance, compliance and approval steps banks need before scaling. Clarify the difference between solo presentations, panels and practical wallet use cases.	Sadik Bas · EVP, Marketing Portfolio Management & Digital Products · Garanti BBVA · Turkey
12:15–12:45	Innovation & Implementation	Digital wallets · product design, use cases and ecosystem integration Assess where digital wallets can support inclusion and everyday payment adoption. Link wallet design with identity, fraud controls and customer trust. Explore how banks can partner with wallet providers without losing the customer relationship.	Yodaly Sierra · Founder & CEO · Eco2wallet · UK
13:00–14:00	All rooms	Networking lunch Payments, wallets and digital-asset leaders. Discussion on digital euro, A2A and tokenization.	—
13:45–14:15	Main Stage	Wallet risk, payment controls and customer trust at scale Map wallet risk across onboarding, authentication and transaction flows. Define controls for wallet-led payment journeys at scale. Link payment strategy with customer trust and regulatory expectations.	Vaida Saltenyte · Head of Payments Relations · CXM · Cyprus
13:45–14:15	Innovation & Implementation	Future payments landscape · European finance — market outlook and ecosystem implications Frame the payment trends shaping European finance through 2030. Identify what banks, fintechs and infrastructure players must prove before new rails scale. Link payment innovation with investor confidence, operational readiness and regulation.	Victor Rivera · Managing Director and Co-Founder · Aluna Partners · UK
14:15–14:45	Innovation & Implementation	Tokenization infrastructure · architecture, rails and future payments landscape Explain the infrastructure layer required for tokenized finance. Link tokenization with settlement, custody and regulated market infrastructure. Identify adoption barriers for banks and institutional clients.	Thomas Langbein · Chief Commercial Officer · Trever · Germany
14:45–15:15	Main Stage	Case study: Future payments landscape · regional insights and commercial adoption Explore how new payment rails and digital assets can reshape customer access. Assess the role of regulated fintechs in faster, lower-friction payments. Identify infrastructure, compliance and education requirements for broader adoption.	Wendy Delmar · CEO · Caribbean Association of Banks · Saint Lucia
14:45–15:15	Innovation & Implementation	Tokenized market infrastructure · regulated FMI and operating models Move from tokenization pilots to business-grade infrastructure. Evaluate regulated market infrastructure and settlement use cases. Identify wholesale and retail value creation opportunities.	Kathrin Fortmann · Strategic Partnerships Manager · BX Digital · Switzerland
15:30–16:30	All rooms	Networking reception Day 3 closes.	—

Day 4 · Thursday 26 November 2026 · Customer Growth & Platform Banking
Time (Central European Time (CET))	Room	Published entry	Attributed to
08:45–09:00	All rooms	Chairperson opening Frame the day around customer growth and platform scale. Set priorities for retail, digital and transformation leaders.	—
09:00–09:30	Main Stage	Human-AI banking experience Show how AI changes service, sales, operations and advice journeys. Define where humans remain essential for trust and empathy. Explore AI agents, decision intelligence and workflow redesign.	Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria
09:00–09:30	Innovation & Implementation	AI-augmented service and product-led banking at scale Explore how AI-augmented service changes product, support and customer journeys. Identify where automation can improve speed without weakening customer trust. Link product leadership with operational readiness and customer experience.	Speaker TBC
09:30–10:00	Main Stage	Present and Future of Digital Transformation in Islamic Banking Link digital transformation with customer experience and trust. Assess modernization priorities for Islamic and relationship-led banking. Explore service redesign across digital, branch and advisory journeys.	Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE
09:30–10:00	Innovation & Implementation	Omnichannel banking leadership and customer growth in Czech and regional banking Define the role of omnichannel leadership in customer acquisition and retention. Link digital sales, branch support and advisory journeys into one service model. Identify how customer expectations are moving in Czech and regional banking.	Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic
10:00–10:30	Main Stage	Lithuanian credit union model: data analysis plus human touch in lending Reassess the role of physical presence in digital-first banking. Use data, AI and human judgment to improve lending decisions. Design hybrid service models that strengthen advice and resolution.	Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania
10:00–10:30	Innovation & Implementation	No-touch banking and mesh-up finance for non-financial customer pools Shift from reactive support to proactive customer care. Use AI agents, decision intelligence and next-best-action models. Increase resolution speed while maintaining control and accountability.	Wolfgang Strobel · Managing Director · Investigence GmbH · Germany
10:30–11:00	All rooms	Networking break Peer exchange on customer experience, branch transformation and AI service.	—
11:00–11:30	Main Stage	Micro-SME growth, digital SME banking and financial inclusion Treat Micro-SME banking as a growth and inclusion opportunity. Use cash-flow data, embedded payments and digital lending to serve SMEs better. Balance profitable service models with financial inclusion goals.	Mohammad Jakirul Islam · EVP, Head of Strategy, Innovation and New Business · BRAC Bank · Bangladesh
11:00–11:30	Innovation & Implementation	Micro-SME banking growth and digital onboarding for entrepreneurs Show how banks can scale small-business portfolios without losing service quality. Improve digital onboarding and relationship management for entrepreneurs. Use segmentation, data and simple journeys to unlock Micro-SME growth.	Istvan Fetter · Head of Small Business Segment Management · CIB Bank · Hungary
11:30–12:00	Main Stage	Impact investing, sustainable finance and customer value in the next banking cycle Link impact investing with customer value, trust and long-term relationship growth. Translate sustainable finance objectives into practical products and advisory journeys. Balance commercial performance with measurable social and environmental outcomes.	Caroline Philippe · Senior Investment Manager — Stellar Impact · BNP Paribas · Belgium
11:30–12:00	Innovation & Implementation	The AI-Native Bank: Building Intelligent Financial Ecosystems for the Age of AI Agents Explain how banks are evolving toward platform-scale business models. Show how mobile banking is becoming more intelligent, proactive and context-aware. Link financial super-apps with customer outcomes and ecosystem partnerships.	Itir Aydogan · Ecosystem Banking and Innovation Director · Yapı Kredi · Turkey
12:00–12:30	Main Stage	Case study: Open Banking 2.0 and SME digital transformation through Z-Transformation Use Open Banking 2.0 to improve SME access, service and embedded finance. Explain the Z-Transformation approach to digital SME banking. Link data-driven insights with onboarding, lending and relationship management.	Ender Aydin · Digital Solutions Manager · Ziraat Bankası · Turkey
12:00–12:30	Innovation & Implementation	How European banks are retooling for platform scale Link modular architecture, core modernization and ecosystem design. Share lessons from digital-bank migration, automation, cloud and data management. Create seamless experiences across branch and digital channels.	Margus Simson · Chief Digital Officer · Komerční banka · Czechia
13:00–14:00	All rooms	Networking lunch Focused on customer growth and platform transformation. Meetings with retail, SME and digital banking leaders.	—
13:45–14:15	Main Stage	Stress-aware banking journeys Apply behavioural insight to debt, savings and financial wellbeing. Design stress-aware journeys and responsible nudges. Improve personalisation without increasing customer vulnerability.	Justin Pesch · Senior Sales Manager · PAIR Finance · Netherlands
13:45–14:15	Innovation & Implementation	Credit risk management and stress testing in an era of trade wars · the AI solution Strengthen credit-risk management with AI-enabled modelling. Improve stress testing in volatile trade and macroeconomic conditions. Link risk analytics with modular operating platforms.	Ramesh Gopal · Chief Risk Officer UAE & Saudi · Deutsche Bank · UAE
14:15–14:45	Main Stage	Case study: AI in compliance, AI governance and Digital Fraud Explore how AI can support compliance and what are the limitations. The role of AI in approaching fraud and payment challenges. The role of the compliance officer of the future.	Stefan Moser · Head Group Compliance & Operational Risk · VP Bank AG · Austria
14:15–14:45	Innovation & Implementation	Case study: Agile banking transformation Explain how agile delivery changes bank transformation execution. Align product, technology, compliance and operations around shared outcomes. Reduce friction between innovation teams and legacy enterprise processes.	Davor Gašparac · Senior Program Manager, BA Chapter Lead & Agile Coach · Erste Digital · Austria
14:45–15:15	Main Stage	Case study: Platform-scale banking Define what platform-scale banking means for incumbents and financial groups. Link ecosystem strategy with customer ownership and value creation. Identify the operating model and partnership capabilities needed at scale.	Fabio Turel · Information Technology Strategy Manager · Generali · Switzerland
14:45–15:15	Innovation & Implementation	Customer growth meetings and platform demos Reserved for 1:1 meetings on SME banking, Open Finance, AI service and platform-scale banking. Supports follow-ups before the shared panel discussion.	—
15:15–16:00	All rooms	Afternoon panel: Platform-scale banking, Open Finance & agile customer transformation Fabio Turel · Ender Aydin · Kazim Oguz · Davor Gašparac.	—
16:00–16:30	All rooms	Networking reception Day 4 closes.	—

Day 5 · Friday 27 November 2026 · Future-Proofing Banking 2027–2030
Time (Central European Time (CET))	Room	Published entry	Attributed to
08:45–09:00	All rooms	Chairperson opening Frame the final day around 2027–2030 strategic priorities. Link systemic risk, regulation, technology and board decision-making.	—
09:00–09:30	Main Stage	Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities Assess geopolitical fragmentation and structural vulnerabilities in banking. Link AI, funding costs, credit risk and stress testing. Evaluate operational concentration and systemic resilience risks.	Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden
09:00–09:30	Innovation & Implementation	Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk Bring a supervisory-facing perspective on geopolitical disruption and cyber-attack overlays. Link stress testing, risk appetite and operational concentration risk. Translate systemic-threat scenarios into board-level resilience decisions.	Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France
09:30–10:00	Main Stage	Systemic threats and stress testing · post-quantum readiness Translate post-quantum awareness into migration planning. Prioritise long-lived data, certificates, signing and critical infrastructure. Build crypto-agility into security and procurement roadmaps.	Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany
09:30–10:00	Innovation & Implementation	Payment systems regulation, consumer protection and future payment rails Frame the regulatory priorities shaping payment systems and customer protection. Assess how new payment rails affect competition, resilience and user outcomes. Link payment innovation with fraud, liability and market conduct expectations.	Jayne Godfrey · Payment Systems Regulator · UK
10:00–10:30	Main Stage	2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments Prepare for AMLA ramp-up, AMLR and crypto compliance developments. Link governance, supervisory readiness and operational execution. Assess Cyber Resilience Act impacts on banking ecosystems.	Xenia Neofytou · Managing Director · CX Financia · Cyprus
10:30–11:00	All rooms	Networking break Peer exchange on systemic risk, quantum readiness and regulation.	—
11:00–11:30	Main Stage	Case study: AMLR/AMLA transition and changing supervisory expectations Translate AMLR and AMLA changes into practical compliance priorities. Prepare governance, reporting and controls for the supervisory transition. Identify capability gaps across monitoring, investigations and accountability.	Speaker TBC
11:30–12:00	Innovation & Implementation	Moving Money · payment education and market adoption in the next payments cycle Use education and market communication to support payment innovation adoption. Link the Moving Money agenda with payment leadership, digital strategy and stakeholder engagement. Help banks translate complex payment change into clear client and internal narratives.	Manuela Zuluaga · Marketing & Digital Specialist · The Soltesz Institute · Italy
12:00–12:30	Main Stage	Evolution of regulatory framework in the digital asset industry: VASPs, crypto AML and cross-border risk Navigate digital-asset regulation, VASP obligations and crypto AML. Address cross-border risk and secure collaboration requirements. Use protected computation to support privacy and data-sharing needs.	Jese Medina Gutierrez · CDD Onboarding Manager · Tether.to · Spain
12:00–12:30	Innovation & Implementation	Open finance, AI transformation and digital assets · tech radar Explore the technologies shaping banking through 2030. Link Open Finance, AI transformation and digital assets. Assess agentic AI, digital provenance and adaptive identity.	Tanja Imamovic · Digital Transformation & Technology Strategist · Raiffeisen Bank International · Austria
12:30–13:30	All rooms	Networking lunch Regulatory, risk and technology leaders. Discussion on digital euro, AMLA and cyber resilience.	—
13:30–14:00	Main Stage	Future payments and cards: real-time access, transaction handling and service design Explore how payment and card services are being redesigned around real-time access. Link transaction handling, operational resilience and customer-service expectations. Identify digital financial-service capabilities needed for scalable payment operations.	Michał Niwiński · Co-founder and CTO · SoftwarePlant · Poland
13:30–14:00	Innovation & Implementation	Payment innovation through an investment and market-readiness lens Assess payment innovation through an investment and market-readiness lens. Identify what fintechs and infrastructure providers must prove before bank adoption. Link capital, partnerships and execution capacity with regulated financial-services needs.	Stefano Sciacca · Managing Director · Aluna Partners · UK
14:00–14:45	All rooms	Afternoon panel: AMLA transition, AI compliance, wallets, risk, payments and tokenization Stefan Moser (VP Bank AG) · Vaida Saltenyte (CXM).	—
14:45–15:15	All rooms	Closing plenary: Future-proofing European banking Strategic synthesis of the week's key themes and priorities for European banking 2027–2030.	—
15:15–15:45	All rooms	Farewell coffee Final delegate conversations and speaker follow-up meetings.	—

The official agenda, kept current by the organiser

Passes

Two separate products at two separate prices, both sold only by the organiser. This board takes no payment and holds no place.

Five-day in person

€2,999

23–27 November 2026 at Holiday Inn Amsterdam — Arena Towers, Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands. Both published rooms: Main Stage (Room A · strategy) and Innovation & Implementation (Room B · delivery). Registration desk: Ground floor lobby, signposted on arrival

Five-day online

€2,390

The same 5 days remotely, on Central European Time (CET), with live stream and recordings as described by the organiser on the official register page.

Observed on the live /register page 2026-09-07. Always link to the official register page; never take payment.

Commercial desk

Speaking, sponsorship and exhibition options are defined, priced and contracted by the organiser. This board deliberately restates none of those terms — it links to the organiser's own page instead.

Official sponsor and exhibitor page Contact the organiser

Organisations represented in the programme

62 organisations employ someone on the published roster. These are speaker employers — not sponsors, partners or endorsers of this page or of the summit.

AIC4NL
Ameriabank
BetterUp
Bitpanda
BNP Paribas
BRAC Bank
CIB Bank
Citi
Credit Agricole CIB
DenizBank
Deutsche Bank
DZ BANK
Erste Digital
European Central Bank
Fifth Third Bank
Garanti BBVA
Generali
Intesa Sanpaolo

Getting there

Venue: Holiday Inn Amsterdam — Arena Towers
Address: Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Station: Bijlmer ArenA · 4-min walk
From Schiphol: Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking: P1 ArenA · paid, on-site
Accessibility: Step-free access; accessible WCs on every floor
Registration desk: Ground floor lobby, signposted on arrival
Time zone: Central European Time (CET)

Illustrated map of central Amsterdam showing Centraal Station, Dam Square, Rijksmuseum and Vondelpark — Illustrated orientation map of central Amsterdam published by the organiser. It shows the city centre, not the summit venue, which is in Bijlmer ArenA to the south-east. Official travel page.

What are the daily hours?

Monday 23 November — desk 08:30, programme 09:00, Networking reception ends 15:45
Tuesday 24 November — desk 08:45, programme 09:00, Networking reception ends 15:30
Wednesday 25 November — desk 08:45, programme 09:00, Networking reception ends 16:30
Thursday 26 November — desk 08:45, programme 09:00, Networking reception (see live agenda)
Friday 27 November — desk 08:45, programme 09:00, Farewell coffee ends 15:45

Is this the official event website?

No. This page is an information page about Banking Frontier 2026. Registration, payment and all official enquiries are handled by the organiser on the official event site. The official site is expo.group-zenith.com.

Can I take part without travelling to Amsterdam?

Yes. A five-day online pass is listed at €2,390, separate from the €2,999 in-person pass. Both are booked on the official registration page.

Are the times on this board final?

They are the times published by the organiser when this page was built. The organiser keeps the current running order on the official agenda; check there before travelling.

Organiser desk

Contact

info@group-zenith.com

+420 778 647 921

Mon–Fri 09:00–17:00 CET

Legal identity

Zenith-Energie International s.r.o.

Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia

Company ID 02354357 · VAT CZ02354357